It's all a matter of perception and belief. What works for you works for you, what works for me works for me. I try to lead a good life, I have christian morals, but I don't believe in god. I think everyone over analyzes everything and wants to know what everyone else believes so they can base their beliefs on that as well. If you life a bad life, you will more than likely be punished in some way, whether in this life or the next.