Exactly. How in the hell is anyone supposed to know the answers to these questions?

"How much will the fine be?"

I don't know... why don't you call the people who do know and ask them? Is it really that hard? They already know you have the ticket.... it's not a secret. How in the hell are we supposed to know if the judge will go easy on you or give you the biggest fine possible? We don't... so suck it up and find out for yourself.

"How much will my insurance go up?"

Let's see... unless your insurance agent posts on IA... no one here can tell you. You insurance is based on so many things. Unless someone who is the exact same age, drives the exact same car, has the same driving record as you and lives within just a few blocks of you and has the exact same insurance company and coverage as you is on IA and got the same ticket you did... NO ONE here can tell you. (yes, if we have an actual insurance agent on here they MAY be able to guess but it's just that, a guess without knowing everything about you, your car and your record) Call your agent or just wait. If you don't want them to know you got a ticket... wait... and save up some money in the meantime. They will find out eventually though.