Saving for the future is where it's at right now. Sadly, I have a hard time saving money. I would love to save more, but if I see something I want, I buy it. Also, I eat out every single day. Hopefully when I got back to my old position, I will be able to buy stuff and cook. 1. It's cheaper, and 2. It can be healthier. Fortunately for me I have no kids, no home, no rent, and all of my student loans are paid for. I have a cell phone bill, car payment, and car insurance. I've been meaning to invest into something, but I just can't figure out what I want to do. As for now, I'm putting $1k a month into my savings and maxing my 401k. It works for now, but I definitely want to jump feet first into an investment in the near future. In my line of work, I don't really have to worry about being without a job for more than a few months, so I only keep an accessible 5 months worth of income. I could stretch it to 8-10 months if I had to.
Also, I REALLY shouldn't have a car. I don't need one, nor do I get to drive it as much as I would like, but for some reason I feel naked not owning a car. I wouldn't take the decision back, and is hasn't hurt me financially in anyway, as of now. These fuckers cost an arm and a dick to fix if they break, so wish me luck.![]()