i get that, but you are just (to me) budgeting yourself.
what i got from your post is that you can spend xxx a week on bs because u drive a 5000 car. semi-knowing you im sure you have xxx a month that goes to savings, but what im trying to say is, i like you, have the priveledge of being able to spend 200 a week on bs and it not touch savings,but i could never bring myself to do that.i constantly think my savings isnt enough. like yes ive had 10 motorcycles, but ive made money on jsut about all of them, and overall only bought them as investments.
flatscreen for example, i know i would be happier with a 46" tv over my 32, but "how much" happier? would it, and other things make me happier over time than having VERY expensive things in the future? 46" over 32 now, or 72" over a 50" in the future (on that comparison)
i also understand u could very well have the same 70" i nthe future as me, i just dont KNOW for a fact ill have the job i may, or make as much as id like, and thats what scares me into savings
i jsut never feel i have enough.
im not to the point where i feel i can buy flatscreen, ect even though it would be a small percent of my savings/income because i always think "well maybe my xx,xxx in the bank isnt enough, and i should wait til i have Xx,xxx in the bank.
i have my fun, and i dont need huge tv, or sweet car to be content, its just the overall thought that i could regret it later, or die having not "eaten the fruits of my labor" its jsut i know i could be doing everything on a much bigger scale, its that i cant make myself.
on your "perspective " note.
make 20,000 a yr, have 2000 car and live at home, live like a baller? yes you COULD, but my dillema is that i cant bring myself to do it. i cant part with that money. i could have all my income disposable, just cant bring myself to "dispose" of it so to say, and im not talking about eating shit food everyday, or driving a 400$ scooter, but just a 97 civic over 09 altima, etc. jsut everyday thingsi see ppl doing, buying new cars, ect.
i guess it all boils down to this, if im content how i live and things i have, saving isnt bad, because die or not, i wasnt living poor, just living below my means, and if i do make it to 35, well ill have my "fun" then