you have to do both, i mean you dont want to end up being 40 years old with kids and still living check tocheck...
i have friends that blow ever penney that make, when thats gone they hit the visa until payday again.... yea i guess they are having fun, ok cars, living with the mom and pop, drinking ever night, etc etc... but one day it will hit you have nothing...
also with economey doing crazy shit id save a lot cash now... never know when you will into work and they say your fired.
also some of you young lads have no idea what it cost to have kids and live.... im not picking on anybody but i saw a figure of someone making 65k a year..
with having a 6 and 4 year old i pay out about 2K a month with needed stuff.. that $24K a year.. before you ad in hospita bill, wifes shit, car payments, house payemnts etc... its ads up in a hurry...
Soo put some back, its so much easier to save money now and buy what you later than to have to repay the debit to buy...
most people go to college and you never know the status of what your spouce owns until you get married.. .
say you have all debit paid off, nothing but food electric gas, you marry some one with $10K in visa card at 30% interest, they have $20K in students lowes... then you find you self saying I do to $30K in debit...
bottom line, ALWAYS SAVE
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