dental insurance is a joke. you got about 3 times a year. yet you pay 40 to 80 somthing every pay check.... it costs 140 to do a or as many fillings as needed. cleaning is like 80. think about it you have a filling maybe!! once a year most of the time your just getting a cleaning. call one and see how much. or just go. the worst thing is you have to make a payment.