
Originally Posted by
bu villain
Income based premiums makes it more affordable for those with preexisting conditions but it doesn't lower the actual cost of their care. Who is going to pay for the cost of that care? In an insurance market, you can't just lower the amount one group pays without bringing in more revenue from somewhere else to counterbalance it. The money must either come from increased premiums for everyone else or by expanding the number of people in the market. Also without the mandate, why should healthy people pay for insurance when they can sign up the day after they get a condition?