Get your...Obama Phones?

[Elbow]

FYI Im not for Obamacare at all, nor Romneys state run plan. I believe healthcare is best when it is a for profit business. Govt intervention will not solve it.

We must let the for profit system work, it will solve the problem. But we need policies in place that understand that.

Insurance companies suck, they are no good. I like the government stepping in.

Plus wouldn't that cause issues for those involved (both doctors and patients) who don't have insurance and go to the ER for every sinus infection they get?

[Vteckidd]

Insurance companies suck, they are no good. I like the government stepping in.

Insurance companies MUST exist, otherwise, it is unsustainable. They suck ? you wouldnt say that if you paid $10,000 in premiums and got a $250,000 operation. Youd say "jeez thank god i had insurance". Even your mom at 1 million dollars cap, im sure she hasnt paid 1 million in coverage. You realize youre paying them FAR LESS than they are paying out. Its why insurance exists.

Now i agree thats hard to hear if your mom has cancer and then she hits a cap, because shit, its your mom man. You dont want someone saying too bad so sad you out of money. So, i ask, WHY DID SHE HAVE A CAP?

I realize maybe some personal experience has warped or shaped your view, but they have to exist. They should be approved on, absolutely.

Plus wouldn't that cause issues for those involved (both doctors and patients) who don't have insurance and go to the ER for every sinus infection they get?

This is my point about making costs known. Why go to the ER for a sinus infection when you can go to a minute clinic for $79?

I had strep throat in march, i didnt go to the doctor because it would have cost me $40 in a copay, 2 hours of waiting, make an appt, etc. Instead, i went to a CVS minute clinic, paid $80, was in an out in 20 minutes with my antibiotics.

[Elbow]

Insurance companies MUST exist, otherwise, it is unsustainable. They suck ? you wouldnt say that if you paid $10,000 in premiums and got a $250,000 operation. Youd say "jeez thank god i had insurance". Even your mom at 1 million dollars cap, im sure she hasnt paid 1 million in coverage. You realize youre paying them FAR LESS than they are paying out. Its why insurance exists.

Now i agree thats hard to hear if your mom has cancer and then she hits a cap, because shit, its your mom man. You dont want someone saying too bad so sad you out of money. So, i ask, WHY DID SHE HAVE A CAP?

I realize maybe some personal experience has warped or shaped your view, but they have to exist. They should be approved on, absolutely.



This is my point about making costs known. Why go to the ER for a sinus infection when you can go to a minute clinic for $79?

I had strep throat in march, i didnt go to the doctor because it would have cost me $40 in a copay, 2 hours of waiting, make an appt, etc. Instead, i went to a CVS minute clinic, paid $80, was in an out in 20 minutes with my antibiotics.

I don't know why she had a cap, the cap doesn't exist anymore though. So there is no more cap but it previously existed before she reached it. Don't know the details, she was a school teacher so had insurance through work, then got cancer, got fired, and I know insurance tried to drop her but somehow that didn't happen. I really don't know the details. That in particular hasn't made me dislike insurance companies, as it never effected anything with her to make me build some hatred toward them. lol I've read many other stories though with not so good endings.

I take back saying insurance shouldn't exist, but some things should be adjusted. Especially the whole preexisting condition thing.

I agree going to the ER is stupid, half the people that do never pay anyway, which is why they don't go to any of those clinics. At least from what I've read and heard seems true. I didn't have health insurance for a couple of years because nobody would cover me, then the laws changed some and I was able to be put back on my parents, then lost it again when my mom got cancer and all that. I did get sick a few times without it and did have to go to the ER once, I paid though, and have been to a clinic too.

I support Obamacare for the most part, because I feel many Americans could benefit from it, but then again I don't like others having to be involved if it doesn't really effect them.

[Vteckidd]

I don't know why she had a cap, the cap doesn't exist anymore though. So there is no more cap but it previously existed before she reached it. Don't know the details, she was a school teacher so had insurance through work, then got cancer, got fired, and I know insurance tried to drop her but somehow that didn't happen. I really don't know the details. That in particular hasn't made me dislike insurance companies, as it never effected anything with her to make me build some hatred toward them. lol I've read many other stories though with not so good endings.

I take back saying insurance shouldn't exist, but some things should be adjusted. Especially the whole preexisting condition thing.

I agree going to the ER is stupid, half the people that do never pay anyway, which is why they don't go to any of those clinics. At least from what I've read and heard seems true. I didn't have health insurance for a couple of years because nobody would cover me, then the laws changed some and I was able to be put back on my parents, then lost it again when my mom got cancer and all that. I did get sick a few times without it and did have to go to the ER once, I paid though, and have been to a clinic too.

I support Obamacare for the most part, because I feel many Americans could benefit from it, but then again I don't like others having to be involved if it doesn't really effect them.

I dont agree with Obamacare , but i believe we should help and have options for people like you in your scenario and what happened to your mom is absolutely, 100%, WRONG.

I believe in finding some sort of middle ground where we make sure people have insurance, but we also dont let things like CAPS dictate who lives and who could possibly not.

[Sinfix_15]

Insurance companies suck, they are no good. I like the government stepping in.

Plus wouldn't that cause issues for those involved (both doctors and patients) who don't have insurance and go to the ER for every sinus infection they get?

"The nine most terrifying words in the English language are, "I'm from the government and I'm here to help." - Reagan