Quote Originally Posted by shagwAg3n
i don't think it matters how much u charge as long as u don't go over ur credit limit. also, make full payments if u can, the less balance u have on an acct, the more it shows that u are responsible w/money and can always afford to actually spend what u HAVE.
Not true. Reason being....

If you go to apply for credit somewhere they pull your credit. Depending on your creditors reporting policy, your report may still show a huge balance. Even though you paid it off, they have yet to tell Equifax that it's paid off...

edit: SHIT, I can't believe that I wasted post # 1000 on this! I wanted to make my first attn thread...