Quote Originally Posted by ka-t_Zenki
im on that same boat.. however ive heard that it decreses ur credit score to apply for credit cards and get denied, and a tab is takin everytime someone accesses for credit report.. recently bvought my credit report and it said that 3 different sites have looked at my report in the last couple months why is that important and what role does it play in ur score...?
It depends on why they were looking at your report. If they were looking at your report because you applied 3 times for credit it can hurt your score. But your credit report often gets pulled by credit card companies that are profiling people to make offers to. Those kinds of inquiries have no impact on your score.