Quote Originally Posted by Halfwit
i am only considering getting acredit card, to build credit, i never buy naything unless i have 100x that amount in the bank, i am very cautious, just trying to learn how to gain positive credit for future purchases, house mainly.
im on that same boat.. however ive heard that it decreses ur credit score to apply for credit cards and get denied, and a tab is takin everytime someone accesses for credit report.. recently bvought my credit report and it said that 3 different sites have looked at my report in the last couple months why is that important and what role does it play in ur score...?