facts:
I need a house
I have 40,000 cash
I have bad credit (foreclosure 2 years ago)
houses im looking at are 45-50k
I have no job (unemployment and full time student)

Would a bank lend me 9k on a home? On one hand they should say hell no (no job, bad credit) but on the other hand its low/no risk. (they are risking 9k on a 50k+ house.

other question: if they would loan that much, would they try some slick ish? like make me pay interest on full amount (50k) until hte 9k is paid off? even though they have 40k of my cash? I figure that since banks usually dont give mortgages for low numbers (no real profit) they would try something if they did work something out.