I was able to save the 40k without a stable job, in under 2 years, scrounging up a few hundred a month wouldnt be an issue at all, ever. Id like to sit on the money, but in next month my housing expenses go up considerably and i stop being ab;leto save money each month.
03rcode- I figured as much, im not even going to mess with it, I wouldnt feel good about it anyway, i like to pay for what i have.