Quote Originally Posted by punkr6 View Post
lol, so you wanna throw away $280 bucks and have a payment every month for two years, for a fucking tv no less. Go ahead and do that, I'll pay cash for mine. No payments and more money for me.
It's a general statement. But yes what happens when a opportunity arrises I'm those 2 years to invest I'm something and you don't have the money cause you bought your tv?

By buying in cash you save $280 over 2 years or $11 a month. I'd rather pay an extra $11 a month, build credit, and keep my cash to me to spend on somethig worthwhile

this is common sense. You use opm "other peoples money" as long as the interest rate is low.

I bought my citizen watch from belk 6 months ago. It was $700, but if I opened a credit account with them I would get 55% off. So I did it. I was approved and got my watch for a little over $350 with tax. First bill for the credit card I noticed the interest rate was 27%. if I paid the minimum payment I think the watch would have cost me a little over $1000. That was retarded so I paid it off right then. Most people would just pay the $12 minimum balance and that's wrong.

This movement about staying completely out of debt and convincing people credit is bad is retarded and wrong. Just be smart enough to know how to use it.