Quote Originally Posted by BanginJimmy View Post
This is not correct. You can go through life just fine with no credit at all. Yes, you usually have to pay security deposits for things like cell phones and utilities, but thats really no big deal if you have no debt and you can afford whatever service you are planning to use.
As for the cell phones, are you talking about prepaid plans? Because how do you explain the fact that I couldn't get a plan because of my lack of credit?
I even offered to put down a deposit but they still denied me.

I guess it does depend on the carrier though. I tried to get a t-mobile plan, if that matters.