Quote Originally Posted by HatchHero View Post
sorry man u really dont make sense at all. we are talking about revolving accounts here bro not cell phones and utilities. again back then maybe credit wasnt to important but now KEY WORD NOW its a diiferent story homie. sorry i like to got thru life with cars, homes and an education, and all these thing require a loan of some sort unless your bill gates but if im not mistaken he took out loans to lol maybe i dont know
Most banks will give you a home mortgage if you dont have any credit history. It simply requires them to do the underwriting with more than a credit report. Expect it to take 6+ months to get approved right now also because banks are wary. To do this, you will need a solid source of validated income, a good down payment (25%+), and solid history with your bank of choice.