I bought my house almost 2 years ago now, I pay less on a mortgage than I did renting... I pay more than required to cut down overall price. I only put down 3%, and my intrest rate is 3.5% I believe. 4 year old house, brand new carpet,appliances etc... Foreclosed.

Feel it was a good idea to buy, if I ever get into a jam I could rent it out, or sell it.