Does the older crowd think this is a good time to purchase? Assuming work is always available. I've been stuck between trusting the economy and my employer, but I want to TRY. I'm currently saving very well for a home, 358 a month and I'm getting up there. I plan on shopping for a home in the next year or so if all is well.

I'm 26, have a growing career, in a low tax state/county and have been trying to make this first purchase within reason. I have a cap of 98k (nice size homes up here, just for me in that price range) or looking to build. If you were in my shoes at this time, would you just go for it and not worry about what COULD happen? I really want a home... and a garage...

Opinions please and be real.