Quote Originally Posted by Jaimecbr900
This is why this lady is pissing me off because she assumes EVERYBODY is unscrupulous and tries to mislead their customer. That is NOT true.
Again, I don't think this is targeting lenders at all. This is just info for people before they ever visit a lender. Things some people would never think about. The smart thing to do is go to a lender first, before ever looking at a house, and see what you can get approved for, run numbers. Then, try not to buy a house at the top of your approved price range because that is just based off debt to income ratios.

Unfortunately too many people find the house first, then get a loan. And it's possible to get approved for more than you can afford.