AND I DONT AGREE WITH YO AT ALL...
I DID NOT READ THE ENTIRE POST BECAUSE I JUST DONT HAVE TIME FOR IT.. BUT I GOT THE POINT..
YOU ARE SITTING HERE TELLING PEOPLE NOT TO BUY HOMES??? WHAT SENSE DOES THAT MAKE?
IF YOU PURCHASE A HOME.. FIRST TIME OUT YOU WILL PROBABLY NOT HAVE $20,000.00 TO THROW DOWN AS A DOWN PAYMENT...
SECONDLY THERE ARE PLENTY OF HOMES FOR THE BARGAIN PRICE OF AROUND $130,000.00 SOME MORE SOME EVEN LESS... AND IF YOU ARE PATIENT GET A GOOD FORECOSURE HOOK UP AND GET A HOME FOR AROUND $100,000.00
YOU CANT SIT THERE AND USE $200,000.00 AS A BASE PRICE FOR THE AVERAGE STARTER HOME.. THAT JUST WONT HAPPEN 9 TIMES OUT OF 10.
IF SOMEONE COMES TO ME AND SAYS THEY CAN AFFORD NO MORE THAN $1100 OER MONTH IT IS MY JOB AS THE MORTGAGE GUY TO LET THEM KNOW WHAT THEIR LOAN LIMIT IS!
AND A RESPONSIBLE MORTGAGE PROFESSIONAL WILL INCLUDE ESCROWS IN DETERMINING THIS...
AS FAR AS REPAIRS ARE CONCERNED, WITH EVERY NEW HOME PURCHASE YOU CAN BUY A WALL TO WALL WARANTY FOR NO MORE THAN $500.00 .. SO THIS TAKES THE PLACE OF YOUR LANDLORD.. IF YOU NEED PLUMBING.. PAY YOUR $50 DEDUCTIBLE ETC.. THIS IS AN EASY OUT FOR THOSE WHO MAY NOT HAVE THE CAPITAL TO COME OUT OF POCKET.. IN ADDITION MOST SELLERS PAY FOR THIS WARRANTY OUT OF THEIR NET SALES PROCEEDS
AND AS FAR AS TAX DEDUCTIONS GO.. I PERSONALLY NEED ALL THE DEDUCTIONS I CAN GET.. I DONT HAVE CHILDREN, I AM SINGLE AND ALL I HAVE IS MY HOME!
SO EVERY LITTLE BIT HELPS IN THAT REGARD
THE BOTTOM LINE IS THIS.. YOU ACTUALLY GET A RETURN ON YOUR HOME IF YOU BUY RIGHT.
I HAVE SEEN HOMES APPRECIATTE AS MUCH AS 10% ANNUALLY IN THE GWINNETT AREA.. SO NOT ONLY DO YOU HAVE A ROOF OVER YOUR HEAD, BUT YOU HAVE AN ASSET THAT YOU ARE ABLE TO LIVE IN?
CAN YOU GO TAKE $100,000.00 TO THE BANK AND ASK THE FOR A 10% RETURN ON YOUR MONEY ALL WHILE PROVIDING YOU WITH A ROOF, A BED AND A PLACE TO TAKE A SHIT.... NO!!!! YOU CANNOT
BUT THATS WHAT YOR HOME DOES FOR YOU
THIS WAS A VERY UNEDUCATED ONE-SIDED ARGUMENT YOU POSTED UP MAN! SORRY TO TEAR IT DOWN LIKE THAT... BUT IT REALLY MAKES NO SENSE! THERE ARE WAYS AROUND EVERY NEGATIVE YOU POSTED... ITS JUST UP TO THE CONSUMER TO KNOW WHAT THEY CAN AND CANNOT AFFORD!