capital one card n chit

[DecoyOctopus]

i just applied for one n dey said it should be here in 7 to 10 days but they diddnt tell me how much imma get approved for. anyone care to share how much they were approved for?

[B18c1Turboed]

i just applied for one n dey said it should be here in 7 to 10 days but they diddnt tell me how much imma get approved for. anyone care to share how much they were approved for?

10K .. first year Zero intrest!!! Then intrest goes to like 10%,so i cancelled it and reapplied for new card, got 10K again Zero intrest for 1 year....

[toxxxic]

capital one suuucccckkkssss!!!

i somehow have like a 838 dollar balance with them... and it just keeps going up & up because they keep charging me for bull**** charges. like over limit fees, late payment fees etc. they are ASSHOLES.

[carbon_crash]

Whats your credit score look like? They probably will give you $500 limit to start, maybe $250 if your credit is a little hazy

[B18c1Turboed]

capital one suuucccckkkssss!!!

i somehow have like a 838 dollar balance with them... and it just keeps going up & up because they keep charging me for bull**** charges. like over limit fees, late payment fees etc. they are ASSHOLES.

If you dont pay your bill what you expect?

[Elbow]

I got my first card with them, started at $300 (first ANYTHING lol), I paid it off every month and they kept bumping it up. I have not had problems with them and they are easy to work with.

[DecoyOctopus]

Whats your credit score look like? They probably will give you $500 limit to start, maybe $250 if your credit is a little hazy

damn thats pretty low. idk my credit score right now but i never missed payments on **** i bought but i only had like 4 -5 things that i financed.

[toxxxic]

If you dont pay your bill what you expect?

well. it all started when the post office lost my check. then it just escalated from there. last month when i sent the check (7 days before it was due), i had a 650 dollar balance. SOMEHOW, i've racked up 200 dollars in late fees & over limit fees..... ? i dont know, i argued with a guy who barely spoke english over the phone for about an hour & got absolutely no help so i'm just over it... as soon as i pay off the balance, i will NEVER have a card with them EVER again.

[B18c1Turboed]

well. it all started when the post office lost my check. then it just escalated from there. last month when i sent the check (7 days before it was due), i had a 650 dollar balance. SOMEHOW, i've racked up 200 dollars in late fees & over limit fees..... ? i dont know, i argued with a guy who barely spoke english over the phone for about an hour & got absolutely no help so i'm just over it... as soon as i pay off the balance, i will NEVER have a card with them EVER again.

Why dont you register online and see what they are charging you for? Im sure they can only hit you with 1 over limit fee and 1 late fee. You know you can also payonline and not worry about mailing anything too them. I would register adn see what they are charging you for, why argue with those indians!!


http://www.capitalone.com/

[toxxxic]

that's what i said. but they said "oh well you paid after this date so you got a over limit fee for last month, this month, AND your new statement was made today so you got one for next month too so you have to get your balance UNDER your credit limit unless you want one for that next month too!!!" assholes.

[Sammich]

If you dont pay your bill what you expect?

QFT

[B18c1Turboed]

that's what i said. but they said "oh well you paid after this date so you got a over limit fee for last month, this month, AND your new statement was made today so you got one for next month too so you have to get your balance UNDER your credit limit unless you want one for that next month too!!!" assholes.

They are assholes, because you dont pay your bill? or keep it under the credit limit? sounds like someone is not responsible. Obviously you are always late what do you expect them too do? Say its ok you are always late and overlimit?

Thats the facts of life, pay your **** on time and keep under limit and you wouldnt have to worry about that problem....

Credit card companies are here to make money, not just give it away! Thats why banks going under, people not paying their ****s like responsible adults!