I'm about to do the defensive driving class to lower my points.

you are only supposed to do it every 5 years but i've actually heard of people doing it more often and them not catching it but don't expect that to happen... The classes take 7 points off of your record and usually cost around $75. They take about a day to complete, most of the time an 8 hour day on saturday.

You can file for an extension. You can usually get that done once or twice and buy yourself a month or two...