I have had three cars....my parents laughed at me when I just ask them to co-sign...so I had them co-sign my first car and after that they said I was on my own...so when it came down to my magnum I had to have good credit and lots of money saved to get such a new car....but I did it. Hell I am glad...some of the kids I went to HS with are having a rude awakening now...oh well.