it's a scam just like all the rest. 1st they give you next to nothing for your car 2nd they charge an unbelieveable intrest rate. The idea is that they'll get their moeny 1 of 2 ways. you'll either pay the loan at the (I'm guessing) +15% rate or they'll get your car. They are hoping for the later because of the profit involved. STAY AWAY!!! :jerkit: