I have been with Progressive for 10+ plus years. I had four speeding tickets all over 20, with one 35 over, one accident that was a minor bump that turned into a 45k case, 3 other minor accidents that added up to a total of 25k+. I settled down of course, and got smarter with my driving, and they have yet to cancel my policy. If I had been with anyone else, they would have booted me at first expense. I'm on their Platinum plan, with accident forgiveness, and other goodies. I may pay a little more for coverage but to have the piece of mind if I get stupid I don't have to worry... Progressive 2 thumbs up!!