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Thread: Small accident...how much should I ask???

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  1. #1
    Certified Gearhead kpc2593's Avatar
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    Quote Originally Posted by neverenough
    People like you are the reason that insurance is so fucking expensive. You're not in pain, so quit bitching and take the $100
    Nope...correction buddy...idiots that think they are cool by racing and killing themselves raise insurance premiums...drunk drivers too

    What I find that is bullshit is that my premium went up 90 bucks right after I reported it to my insurance...and the accident wasn't even my fault.

  2. #2
    I'm not OK. Doppelgänger's Avatar
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    Quote Originally Posted by kpc2593
    Nope...correction buddy...idiots that think they are cool by racing and killing themselves raise insurance premiums...drunk drivers too

    What I find that is bullshit is that my premium went up 90 bucks right after I reported it to my insurance...and the accident wasn't even my fault.
    And illegal webacks, and people talking on their phones and people playing with their GPS, and people listening to music too loud and people not paying attention and people going to slow and people not having .......... do I need to list more? I'd be willing to bet that "street racing" and deaths from street racing are only a small fraction of claims compared to DUI, illegal drivers/drivers with no insurace and people talking on their phones.


    Why the hell would you even call your insurance company when someone else was at-fault?
    02' Miata




  3. #3
    Certified Gearhead kpc2593's Avatar
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    Quote Originally Posted by Doppelgänger
    And illegal webacks, and people talking on their phones and people playing with their GPS, and people listening to music too loud and people not paying attention and people going to slow and people not having .......... do I need to list more? I'd be willing to bet that "street racing" and deaths from street racing are only a small fraction of claims compared to DUI, illegal drivers/drivers with no insurace and people talking on their phones.


    Why the hell would you even call your insurance company when someone else was at-fault?
    Yup...what doppelganger said.....

    Yea, I have no idea why I called my insurance...didn't know what I was thinking. Oh well.....

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    Quote Originally Posted by kpc2593
    Nope...correction buddy...idiots that think they are cool by racing and killing themselves raise insurance premiums...drunk drivers too

    What I find that is bullshit is that my premium went up 90 bucks right after I reported it to my insurance...and the accident wasn't even my fault.
    You are taking money that you do not need/deserve from an insurance company. It's called fraud and is the NUMBER ONE reason insurance premiums have skyrocketed over the last 20 years. Do some research.

    Obviously your few hundred or so isn't going to crinkle the nose of an insurance company but you're contributing... and it's ridiculous.

    And your insurance company SUCKS if they raised YOUR premium... either that or your not telling the whole story...

    Either way, if you are not hurt, you shouldn't be taking ANY money from the other party's insurance company. PERIOD.

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