Quote Originally Posted by kpc2593
Nope...correction buddy...idiots that think they are cool by racing and killing themselves raise insurance premiums...drunk drivers too

What I find that is bullshit is that my premium went up 90 bucks right after I reported it to my insurance...and the accident wasn't even my fault.
You are taking money that you do not need/deserve from an insurance company. It's called fraud and is the NUMBER ONE reason insurance premiums have skyrocketed over the last 20 years. Do some research.

Obviously your few hundred or so isn't going to crinkle the nose of an insurance company but you're contributing... and it's ridiculous.

And your insurance company SUCKS if they raised YOUR premium... either that or your not telling the whole story...

Either way, if you are not hurt, you shouldn't be taking ANY money from the other party's insurance company. PERIOD.