Dream #1: Sounds like you've got a problem that you think you avoided, but is going to come back and get you in the end. The friend and owner watching may be a sign that you won't have any help with the situation. I'm not sure.
Dream #2: Just...weird.
Dream #3: In an ideal situation but trying to get something out. Think it's going to be easy but outside complications make things excessively difficult.
Maybe you've got some kind of problem with animals?
Experience: Are you sure you weren't asleep and thought you were awake? I've had similar experiences and yes, they're scary as all hell.