Serious Question: Need Help, Please.

[Jaimecbr900]

That's my only prob. I have no key, although I do have a tow service... Plus, I don't have any clue where the car is!!!

The key is not an issue once you get the car back in your side of the fence, so don't worry too much about that.

The finding the car??? Well, that's why I suggested using Granny to flush it out. She obviously knows who has it. So if you get her riled up thinking that whomever that is may get arrested for driving a "stolen" car, she may just give in and tell you where it's at or better yet.....tell her that if she doesn't want her "friend" arrested that he/she can just drop off the car and keys off at HER house and you'll come get it. No harm, no foul. If she doesn't go for that, just tell her you'll have whoever is driving the car when they find it arrested for car theft.

[Tiff-O-Bitties]

The key is not an issue once you get the car back in your side of the fence, so don't worry too much about that.

The finding the car??? Well, that's why I suggested using Granny to flush it out. She obviously knows who has it. So if you get her riled up thinking that whomever that is may get arrested for driving a "stolen" car, she may just give in and tell you where it's at or better yet.....tell her that if she doesn't want her "friend" arrested that he/she can just drop off the car and keys off at HER house and you'll come get it. No harm, no foul. If she doesn't go for that, just tell her you'll have whoever is driving the car when they find it arrested for car theft.

That's my plan... Thanks!! If she wants to play hard ball, I'm game. I'm assuming she thinks I'm some young dumb kid and she can bully me again... I'm past that...

[©hris]

...... kick that womans ASS!

[BobbyFresco]

Sounds like you have a hell of a game plan.
Get your car back, sell it, and be done with it asap.

[©hris]

Hire a PI if you have the money. that could be cheaper than a Lawyer

[Vteckidd]

if you are on the contract/lease agreement, its yours.

PERIOD.

GO get the car back. Call the grandmother and say you want to pick the car up. If she gives you lip, hang up, go tothe house, and call the cops report it stolen.

Get the car back, turn it in, or sell it an profit.

/thread

[NevrNufTorq]

if you are on the contract/lease agreement, its yours.

PERIOD.

GO get the car back. Call the grandmother and say you want to pick the car up. If she gives you lip, hang up, go tothe house, and call the cops report it stolen.

Get the car back, turn it in, or sell it an profit.

/thread

not a bad idea and the cops may get the grandmother to fess up to who she gave it to and then she would have a police report witht the grandmother involved to take to court or give to a lawyer

[AznTraitor]

life lesson for everyone.


NEVER co-sign sh*t unless you are 100% sure this person has the cash to pay it or not a deadbeat.

I did this once, looooong ago for a buddy who wanted a CC with hifi buys so he could get a stereo, he had a job, known him for a while, but then he lost his job and got his phone turned off and basically stopped making payments....after the first call from the creditors, I hunted him down and pretty much took him straight to the bank so he could get a loan through his bank and pay off the hifi buys account and be done with it.

Never again have I ever put my name in sh*t for anyone.

[Vteckidd]

run a carfax, looks for last known area for emissions and ask the finance company who is making th payments writing the checks, maybe someone has an address

[Tiff-O-Bitties]

run a carfax, looks for last known area for emissions and ask the finance company who is making th payments writing the checks, maybe someone has an address

How do I get a carfax? Also, emissions aren't required in Gainesville/Hall Co, I do know the car is in Hall County.

I will call the bank and see if I can find out who's making payments and get an addy.

[Tiff-O-Bitties]

Called the bank. Unfortunately, it's what I expected. The checks have been written out of the company account (the company his grandparents own) BLAH!

[Vteckidd]

Tiff it really is a moot point.

The car is YOURS, the grandmother CANNOT HOLD IT FOR RANSOM.

I dont give a RATS ASS WHO SHE GAVE IT TO.

It would be like me loaning you my car, and then you saying its now yours.

As long as you signed NOTHING with the grandma, go to the grandmas house, call the cops, and say the car was stolen.

with any luck they will arrest HER.

I would say"i let a friend borrow my car and now she refuses to give it back to me".

She will HAVE TO GIVE UP THE LOCATION of the car to the cops.

CHA CHING ill be here all week

[Vteckidd]

i know what you are going through though i just broke up with my GF and shes being a raging ***** about paying me back the $2000 in deposits i laid down for our new apartment (that she now gets to live in)

Unfortunetly for her im evil, and always have an insurance policy

[Tiff-O-Bitties]

LOL.. I know.. I know.. But I want to stick to my word and wait til 5.

[QuickBrick]

Tiff call the insurance company that is listed for the vehicle, tell them that you are on the title and would like to know the address of the current policy holder. Being on the title they shouldn’t refuse the request and hopefully lead you to the car. If the address listed is the company writing the checks give me a call.

Tom

[Tiff-O-Bitties]

Tiff call the insurance company that is listed for the vehicle, tell them that you are on the title and would like to know the address of the current policy holder. Being on the title they shouldn’t refuse the request and hopefully lead you to the car. If the address listed is the company writing the checks give me a call.

Tom

Tom, I would LOVE to, but I don't know which insurance company insures the car, and according to Wachovia, there isn't a policy... I tried that.

Krissy - Lets do it!

[B18c1Turboed]

Tiff call the insurance company that is listed for the vehicle, tell them that you are on the title and would like to know the address of the current policy holder. Being on the title they shouldn’t refuse the request and hopefully lead you to the car. If the address listed is the company writing the checks give me a call.

Tom

Wrong! We cant not disclose no information, you must be a policy holder. They can get in real trouble by ithe insurance commissioner office, if they give you info.and not being listed on the policy!!

[Scrappy]

I can have a repo truck go to her house and demand unit. she wont want the embarrassment and disturbance of us sitting there. just let us know.

[B18c1Turboed]

Well what happens if the Ex is driving the car? Their is nothing you can do, since you ar both the owners! I would have never given them the car to begin with,unless they returned all your money!

But if her Ex has the car then it will be a civil matter, you cant take something away from another tited owner!!

I think your best bet is try to locate the car, and go take it!! And make him fight you in court, eighter way i see this becoming a civil matter, and thats what the police are going to end up saying, since their are 2 owners on the title and you are 2nd.

[Julio]

Well what happens if the Ex is driving the car? Their is nothing you can do, since you ar both the owners! I would have never given them the car to begin with,unless they returned all your money!

But if her Ex has the car then it will be a civil matter, you cant take something away from another tited owner!!

I think your best bet is try to locate the car, and go take it!! And make him fight you in court, eighter way i see this becoming a civil matter, and thats what the police are going to end up saying, since their are 2 owners on the title and you are 2nd.

The only good advice given in this thread.



The only right you have is.. go and get the car.. and keep paying for it. you cant refi without your ex.

But your ex has it.. Nothing you can do... If your ex has it.. you can't repo it of him.. You will be in trouble even though you are on the tittle. So you have to be careful if you going to take the car though.. make sure is not your ex driving it. Why would you get in trouble, because you are the co signer... Youre the person who basically guaranteed the loan and responsible for it. If you cant pay as the co signer cars get rep'd by bank.

You are stuck.... even if you go get the car.. you can't do **** without the ex.. you cant sell it, you cant refinance it... only thing you can do is pay for it.

Yeah, you can go to civil court.. nothing will happen.. yeah, you can get a lawyer..nothing will happen... a contract is a contract..

ONly way out is to refinance it...and you are going to need your ex for that.
You can def get the car though...


How I know.. I'm in similiar situation.... but I have the car.

Chalk it up as a lesson learned....

[RandomGuy]

cav e r, if you know the owner's full name just post it up

let teh cybersleuths on IA do the dirty work and locate the car

[LaurenK]

Long story short: Bought a car with the ex... Both of our names are on the car, I'm the co-signer. When we split, his GRANDMOTHER harrassed the **** out of me to give the car back (even though I made the payments AND put $4 G's into the damn thing as the down payment)

I got tired of the harrassment and dropped the car off. The next day, she gave it to someone else, they "took over the payments;" however, the car is still in MY name... (Keep in mind, his grandmother's name is NO WHERE on that car) They are always late, but never 30 days. I'm scared they are going to fucc up my credit and my car is about to go ku-put and can't get another loan because that car is still on my credit...

Also, I don't have insurance on it, the ex does. Should I call my insurance company to find out what I need to do?

What can I do? Can I report it stolen without having insurance?!

I would contact the finance company and get taken off of the car immediately (if at all possible - I don't know how those things wk)! Sometimes, you just have to eat the money. I have a friend who shared a Best Buy card with a Boyfriend...when they broke up, she went to take him off of the card, but he had already purchased a 50inch name brand TV. She was contemplating fighting him on it, but since he is psycho and she wanted him out of her life for good, she decided to just pay it off to be done with it. it sucks, but eat the 4k, get your name off of the car, and go and finance a new one if you need another car. Hope you get through it!

[B18c1Turboed]

I would contact the finance company and get taken off of the car immediately (if at all possible - I don't know how those things wk)! Sometimes, you just have to eat the money. I have a friend who shared a Best Buy card with a Boyfriend...when they broke up, she went to take him off of the card, but he had already purchased a 50inch name brand TV. She was contemplating fighting him on it, but since he is psycho and she wanted him out of her life for good, she decided to just pay it off to be done with it. it sucks, but eat the 4k, get your name off of the car, and go and finance a new one if you need another car. Hope you get through it!

Getting taken off an Auto loan isn’t easy,. There is a reason he needed a co signer. Basically his credit sucked or he didn’t make the income. I’m sorry but when dating someone if eighter one of those are a problem. LEAVE THEN.

obviously 1 he don’t make any money or 2 he isn’t responsible to pay his stuff on time anyways!!

Never co-sign unless you married!!

And as far as Lauren , yes you could remove him if he was a Authorized User, but if that card was in his name also.. Good luck!!

[buddha@TeamFX]

Tiff...I don't know if you've thought about it...But the grandma likes me...remember I might can talk to her and find out something. Plus I'm pretty sure I know who has the car and where they live.

[PRiMAdonna]

Contact an attorney.

They will probably try to help you get the car back or help you sue the ex for the down payment & any other money you put into the car. The finance company won't "take your name" off of the contract until it is financed through someone else. So if your ex leaves the car under his name, your name will always be on there as the co-s. And also, if the person they are "letting make payments" on the car defaults, it will mess up your ex's credit before it will mess up your credit. They will try to get the money out of him first before they try to get it out of you.

Good luck, but I would at least CONSULT with an attorney & explain the situation to find out what the best course of action to take will be..

[Tiff-O-Bitties]

Okay... pretty much, the cop I talked to was a dumbass... made a report and called me this morning to tell me that we can't play the stolen car game b/c technically the car isn't stolen.

I have to contact a civil attorney, which I have done. He is calling me back in a few minutes so I can schedule an appt. I will fill everyone in when I find out more.

Also, the ex doesn't have it. I know that for sure.

Chris, talk to her - see what you can find out... I don't dare step foot on that property, she'll shoot me!!! LOL!

[B18c1Turboed]

I have to contact a civil attorney, !

JUst like i stated yesterday, this will turn into a civil matter!!!

[Vteckidd]

the hell its not stolen!

Call the grandma, say you want your car back, record it.

If she refuses, then call the cops and say "I WANT TO REPORT MY CAR STOLEN, I LET SOMEONE BORROW IT AND THEY WILL NOT GIVE IT BACK TO ME"

get car back

take pics of stupid granny

????

profit

[B18c1Turboed]

the hell its not stolen!

Call the grandma, say you want your car back, record it.

If she refuses, then call the cops and say "I WANT TO REPORT MY CAR STOLEN, I LET SOMEONE BORROW IT AND THEY WILL NOT GIVE IT BACK TO ME"

get car back

take pics of stupid granny

????

profit

How is it stolen, if her ex let the grandmother or the other person borrow it? Its still his car also. And he can let who ever he wants drive it. Its not stolen just becasue she doesnt know who has it, she should be talking to her EX not the grandmother!!

[Tiff-O-Bitties]

How is it stolen, if her ex let the grandmother or the other person borrow it? Its still his car also. And he can let who ever he wants drive it. Its not stolen just becasue she doesnt know who has it, she should be talking to her EX not the grandmother!!

BUT I CAN'T GET AHOLD OF THE EX!!!

[B18c1Turboed]

BUT I CAN'T GET AHOLD OF THE EX!!!

Ok what says he dont have the car? or let someone borrow it? Im sorry but all you can do is hire a lawyer and force him to return your money or the car.

its a suxy situation, only other option is you have to go take the car,from whoever has the car and make them fight you for it,but it will be in your possesion then! Thats what i would do.. I wouldnt contact them anymore i would just try to locate the car!!!

[Tiff-O-Bitties]

Ok what says he dont have the car? or let someone borrow it? Im sorry but all you can do is hire a lawyer and force him to return your money or the car.

its a suxy situation, only other option is you have to go take the car,from whoever has the car and make them fight you for it,but it will be in your possesion then! Thats what i would do.. I wouldnt contact them anymore i would just try to locate the car!!!

I know he doesn't have the car because his GRANDMOTHER gave the car to her neice along with my $9000 engagement ring. That's how I know.

I am awaiting the phone call from the attorney.

[Vteckidd]

Ok what says he dont have the car? or let someone borrow it? Im sorry but all you can do is hire a lawyer and force him to return your money or the car.

its a suxy situation, only other option is you have to go take the car,from whoever has the car and make them fight you for it,but it will be in your possesion then! Thats what i would do.. I wouldnt contact them anymore i would just try to locate the car!!!

i totally agree with you, but you can still make it a living hell for them.

you just have to play dumb. dont tell them the full story.

"I let someone borrow the car, not they cant locate it and they wont give it backl"

Then do as Azntraitor said, repo that ***** to an impound lot

[PhatbacK]

tiff I say you just blow the damn thing up!! ooorrrr hire someone to steal it and drive it off a cliff or something!

[Tiff-O-Bitties]

tiff I say you just blow the damn thing up!! ooorrrr hire someone to steal it and drive it off a cliff or something!

Kali, you crack me up and that'd be a brilliant plan, but my biggest issue is that I DON'T KNOW IF IT'S INSURED!! LMAO... I would hope and pray that it is, but that's why I need to take action sooner than later! The bank has no record of insurance after I took it off in February when I gave the car up and they will take the car if the insurance info isn't called in!!!

Talk to Buddha@TeamFX? I mean, he offered? Right now you need to focus all your energy on Buddha for getting the info you need since he's in good with the family and will lead to the whereabouts of the ex and then the car. It's obvious Grandma is not going to budge, because your deadline was 5pm yesterday and she could give a crap.


My suggestion, CONTACT BUDDHA@TEAMFX get a plan together with him at this point.

I talked to Chris (Buddha) last night.. he's my best friend.. he knows what's up and is working on it too. Thanks for all of your advice!

[AznTraitor]

BUT I CAN'T GET AHOLD OF THE EX!!!

Talk to Buddha@TeamFX? I mean, he offered? Right now you need to focus all your energy on Buddha for getting the info you need since he's in good with the family and will lead to the whereabouts of the ex and then the car. It's obvious Grandma is not going to budge, because your deadline was 5pm yesterday and she could give a crap.


My suggestion, CONTACT BUDDHA@TEAMFX get a plan together with him at this point.

[Kasper]

Hey gurly.. Im sorry that your goin threw this.. I wish there was something i could do.. (cleans sniper rifle). But i know that the lawyer should help ya out with some things to do in order to get the car back. (pulls out ghillie) It may take time to get everything worked out (puts on BDU's) But in the mean time find out all ya can about where the cars at and get everything ready for civil court (jumps in truck and heads north)! I hope that ya get things worked out.

[B18c1Turboed]

How much do you owe on the car? And if there is no insurance on it, you are screwed .WHy? becasue you will be liable if any accidents occurs.

Meaning you will be sued, go too tag office and they can tell you if the car has insurance on it. Since the state requies insurance to be downloaded to them.
They cant see with what comapny,but they can see if it has insurance.

Something you can do, go too tag office and suspend the tag, and whoever gets pulled over will get arrested for driving with no registration. Go tell them the car is broken down and you would like too suspend the tag for the time being.And the car will get impound!

[Kasper]

just wondering.. um can he get on here and read this at all?? Cause i mean if he knows whats goin on it'll give them time to do whatever. and then you'll be on a level field which is what you dont really want seeing as he holds the car.

[Tiff-O-Bitties]

just wondering.. um can he get on here and read this at all?? Cause i mean if he knows whats goin on it'll give them time to do whatever. and then you'll be on a level field which is what you dont really want seeing as he holds the car.

Nah... He doesn't use the comp. much.. (He's not that bright!)