Post your credit score v. let's separate men from the boys

[Echonova]

Actually, as a GA resident you get three from each agency. Two for GA and one guaranteed by the Federal Regulations. No score though. I monitor mine through truecredit.com. It's $15 a month but I can see everything, all scores, all reports and it sends alerts when something changes.

Read under free reports right under the address

http://consumer.georgia.gov/00/artic...337481,00.html

Huh. I always understood it to be one from each for a total of three... Ah well, goes to show I don't know everything. Just most of it.

Edit: Nevermind, I was right.

[JennB]

Huh. I always understood it to be one from each for a total of three... Ah well, goes to show I don't know everything. Just most of it.

Edit: Nevermind, I was right.

How so?

You get one from each agency according to federal regulations and more from each agency for state regulations. As the site says, you can order then by mail but I know at least one of the agency websites allows you to claims them online. I know, I've done it. It's even on Clark Howard's site. Georgia residents get more than the one per year guaranteed by federal regulations. You can google "georgia residents free credit reports" and a countless number of sites come up explaining that we GA people get more than the 1 of each required by the feds.


I worked in finance for a few years. I knew a lot of tricks and tips and facts about credit. I also know that a lot of people posting in here have to be overstating a little because the average credit score is not a 750+ like it seems in this thread. I've seen people with scores in the 400's... ouch.The vast majority were in the 600's though. I hated working in auto finance but it was a job I could work nights and weekends for a full 40 hours a week and make enough to put myself through college. Dealing with people with 525 credit scores that want to buy Acura's gets old