Post your credit score v. let's separate men from the boys

[Echonova]

750 now Im 29 w/ house ...cars... a couple maxed out credit cards. But this credit score was right before we just bought the 310k house. I need to start selling drugs LOL

I have yet to get drunk and piss on some 310k hardwood floors... Why is this??

[redrumracer]

ummm who is Dave Ramsey?

[Psycho]

My bank won't give me a credit card for some reason. Back when I applied for it I was making $20k a year and I was a full time student, but they still said no. I know I over drafted my bank account quite a few times, but I always payed it back with in a day of doing so.

[Echonova]

ummm who is Dave Ramsey?

It's a secret. Do you know the password?

[KREEP]

I have yet to get drunk and piss on some 310k hardwood floors... Why is this??

Still buying funiture. We should have all the funiture by next week and then we can start planning the party. I will let you know mayne

[Alan®]

726 as of this morning

I've had a Checking account for a few years. Always kept a good standing on it but never had a credit card. Although I got fraud protection and **** so I always keep a look out but um apparently there is an inquiry from Cap One on there .

[KREEP]

My bank won't give me a credit card for some reason. Back when I applied for it I was making $20k a year and I was a full time student, but they still said no. I know I over drafted my bank account quite a few times, but I always payed it back with in a day of doing so.

God when I was your age they wouldnt stop sending credit apps

[redrumracer]

It's a secret. Do you know the password?

hmmmmmmm lets see???????????? silvia?

[Shibby]

I'm 19

credit score's not too good... checked it a few months ago.

591.

[The Ninja]

651

I'm 19.

[Psycho]

God when I was your age they wouldnt stop sending credit apps

I mean, I've never really needed a credit card, in fact it's probably better that I don't have one. But it just sucks that I don't have established credit, and I'm almost 22.

[KREEP]

I mean, I've never really needed a credit card, in fact it's probably better that I don't have one. But it just sucks that I don't have established credit, and I'm almost 22.

Yes you are wat better off. when I was 21 I maxed out cards at the bars ftL

[redrumracer]

Yes you are wat better off. when I was 21 I maxed out cards at the bars ftL

a tab at the bar is the worst thing evar.

[JennB]

Huh. I always understood it to be one from each for a total of three... Ah well, goes to show I don't know everything. Just most of it.

Edit: Nevermind, I was right.

How so?

You get one from each agency according to federal regulations and more from each agency for state regulations. As the site says, you can order then by mail but I know at least one of the agency websites allows you to claims them online. I know, I've done it. It's even on Clark Howard's site. Georgia residents get more than the one per year guaranteed by federal regulations. You can google "georgia residents free credit reports" and a countless number of sites come up explaining that we GA people get more than the 1 of each required by the feds.


I worked in finance for a few years. I knew a lot of tricks and tips and facts about credit. I also know that a lot of people posting in here have to be overstating a little because the average credit score is not a 750+ like it seems in this thread. I've seen people with scores in the 400's... ouch.The vast majority were in the 600's though. I hated working in auto finance but it was a job I could work nights and weekends for a full 40 hours a week and make enough to put myself through college. Dealing with people with 525 credit scores that want to buy Acura's gets old

[ShooterMcGavin]

i can check my fico score whenever i want, just looked at it and it's at 798.

[Kevykev]

Separate the men form the boys LOL!

[Stormhammer]

I mean, I've never really needed a credit card, in fact it's probably better that I don't have one. But it just sucks that I don't have established credit, and I'm almost 22.

I agree. At this rate of things though ( wanting to establish credit ) I might get one to just say, buy gas with and pay off.

That aside, I have no fscking clue what my credit score is. I find it almost BS that you have to pay for it to find out as well.

[Ran]

648 or something. I forget.

[Ruiner]

Separate the men form the boys LOL!

I know, right? How that is a "confusing" title is beyond me.

[Kevykev]

My contribution:

This is a screenshot of my lowest score provided with the service of my washington mutual credit card. It allows account holders to track 1 bureau online on a monthly basis.

I found out i had great credit at the age of 22 back in '05 when i bought my 1st house. My middle Score was a 719.

My limits are high while my balances are very low ie: $20,000 in credit on my Wamu card, I owe $2092.00. $12,200 limit on my chase card, I owe $78.19 (under 100 bucks).

Just be responsible folks!

[ISAtlanta300]

Mine is prob. in the 790's now dowm from 813 or so, since I had to take out a couple of charges..... it'll prob. go up again in a couple of months.

[twins]

I think mine was a 350 the last time I checked and ex-wife is in jail for it. but I don't care I pay cash for everything anyway!

[Ran]

I think mine was a 350 the last time I checked and ex-wife is in jail for it.

D@mn!

[B18c1Turboed]

Mine is low 700s now... But i dont keep track of it, what for unless you need credit all the time no reason too keep track of it... Only thing i use it for is my house loans and car, anything else if u cant afford cash you dont need it!!!

[mmmmpsi]

I've only been in the US for 6 months.. My credit score is 0.

[mmmmpsi]

j/k hehe I'm sure it's something considering I've had a credit car that I continue to pay off quickly for the last 4 months.

[willum14pb]

800 on the dot.

[twinj]

634 Still paying for bad choices,in college

[yerrow]

757

[Double_0_Rusty]

im sittin at 740

[1SICKLEX]

Credit scores on the internet= my 22" **** is bigger than your 23" ****

Utter hogwash.

[Shibby]

debt collectors are sending me mail.

[1SICKLEX]

I have a 430,300 credit score.

My score is so high, the creditors call me and ask me about your application.

[redrumracer]

how many people actually posted there real scores? i did, its low, nothing to be ashamed of............ well ok yes there is

[MachNU]

lol i am in the same boat as others only 660, becuase of stupid choices at 18, and my brother putting charges on my CC and not telling me!

[Kevykev]

how many people actually posted there real scores? i did, its low, nothing to be ashamed of............ well ok yes there is

You must not have seen MY post.

[Ruiner]

how many people actually posted there real scores? i did, its low, nothing to be ashamed of............ well ok yes there is

I posted mine, but I suspect many of the claims given the age of some people. Remember, I'm 32, own a house, paid off 6 cars (maybe more), have 3 or 4 credit cards that I have never defaulted on and have had for over 10 years now, have 5 or 6 monthly bills in my name (and have for over 14 years now), paid off other various loans, etc.

My credit history is very long and in depth, thus my 831.