Quote Originally Posted by redrumracer
thats not always the case. some banks will run your purchases or withdraws at the end of the day before the run your deposits.(especially over the weekend if you have direct deposit) and they do that so they can hopefully charge you the extra charges and and make money.
Wrong. Bank of America processes credits (deposits) before debits (purchases/checks). Killer just can't balance a checking account.

Quote Originally Posted by Staggered6


they will also order your transactions for the day from largest to smallest in price. this causes people to overdraft the same overall amount, but they will have more individual overdrafts of smaller amounts. This means more overdraft fees
This is because if I were ever in a bind I'd rather my mortgage payment is paid instead of the five McDonalds purchases and 2 gas station charges are paid and other meaningless crap.

Would you rather McDonalds, a Texaco get their money or your landlord/mortgage company get paid?

You guys crack me up. Don't blame a bank for your mishaps and inadequate money management.