Quote Originally Posted by iloveboost
Wrong. Bank of America processes credits (deposits) before debits (purchases/checks). Killer just can't balance a checking account.
if you would notice i said some banks, and to be honest i havent ever heard to many good things about BOA, and banks are a business first a foremost then they might be your friend secondly. they ARE out to make money
Quote Originally Posted by iloveboost
This is because if I were ever in a bind I'd rather my mortgage payment is paid instead of the five McDonalds purchases and 2 gas station charges are paid and other meaningless crap.

Would you rather McDonalds, a Texaco get their money or your landlord/mortgage company get paid?
and on this they are covering all of it you just have to pay the bank back with a charge, so that point is invalid. and yes id rather have them run the smaller ones through first so id only get charged maybe one or 2 over charge fees.
Quote Originally Posted by iloveboost
You guys crack me up. Don't blame a bank for your mishaps and inadequate money management.
and i dont blame anyone for my mismanagement of my money, but if a bank messes with my money i take the appropriate actions necessary, thats why you keep all receipts until they have cleared your bank that way you can go back and prove the order of transactions