if you are worried about security, then get the garage, but i have now come to the point in my life where it's like if they steal or break into it, full coverage insurance will pay for it. i pay so much on insurance that it's time for them to do their job, even though if i'm hurt, cash out for it will be ok for me...my next move, i really hope, is the purchase of a house. I'M SICK OF THROWING AWAY MONEY