Help Please

[ShooterMcGavin]

Kyle- my parents died in a car accident when I was 7

Thanks

wtf? troo story?

[Kyle]

i'm not covered on my parents ins.. they had to remove me from the policy when i got my learners or there ins went up like 1500... since i lived in the house hold and would've been covered on all the vehicles..


so they took me off.. and my lic still shows that i live in the same house with them so i'm still not on the policy until i get a "change of address" then me being an insured driver will cover it.

Yeah but you wouldn't be covered on a friends insurance if you borrowed their car would you?

[Killer]

Kyle- my parents died in a car accident when I was 7

Thanks

true story.

[ShooterMcGavin]

i'm not covered on my parents ins.. they had to remove me from the policy when i got my learners or there ins went up like 1500... since i lived in the house hold and would've been covered on all the vehicles..


so they took me off.. and my lic still shows that i live in the same house with them so i'm still not on the policy until i get a "change of address" then me being an insured driver will cover it.

wtf??? what shitty ass insurance are ur folks with? i have been on my parents insurance since i was 15 and still am to this day (hey, it's cheaper than i can get anywhere else and they don't mind) and we don't hardly pay shit for insurance. does ur family have a horrible driving record or something?

[Killer]

Yeah but you wouldn't be covered on a friends insurance if you borrowed their car would you?

yes... from my understanding if the car itself has insurance and ur also an insured driver then ur covered...

[Kyle]

yes... from my understanding if the car itself has insurance and ur also an insured driver then ur covered...

Okay so you are insured your parents are insured, I think I am missing something.

[ShooterMcGavin]

ok this shit has gotten retarded enough, if YOU as an individual have an insurance policy, it will cover u no matter whose vehicle u are driving. of course, that's limited to the same type coverage u have (as in, u won't get full coverage driving ur friends car if u only have liability on urs).

[Killer]

wtf??? what shitty ass insurance are ur folks with? i have been on my parents insurance since i was 15 and still am to this day (hey, it's cheaper than i can get anywhere else and they don't mind) and we don't hardly pay shit for insurance. does ur family have a horrible driving record or something?

i know right.. that's what everyone in the world has always said...

they go through a small ins agent.. but use progressive...

they showed me the paperwork so i know they are being honest...

and no.. their records are pretty clean to my knowledge.

[Killer]

Okay so you are insured your parents are insured, I think I am missing something.

.... i had to be EXCLUDED FROM THERE POLICY... which means i can't drive their cars and it be covered... as ridiculous as it sounds.. and it was just because i got my learners i wasn't even driving then.. but that's what happened.

[ShooterMcGavin]

i know right.. that's what everyone in the world has always said...

they go through a small ins agent.. but use progressive...

they showed me the paperwork so i know they are being honest...

and no.. their records are pretty clean to my knowledge.

alright i believe u, but if i were u i'd tell them to look into a different company. statefarm, allstate or hell, go with georgia farm bureau.

[Kelly]

Kyle- I want an apology!!!

[ShooterMcGavin]

.... i had to be EXCLUDED FROM THERE POLICY... which means i can't drive their cars and it be covered... as ridiculous as it sounds.. and it was just because i got my learners i wasn't even driving then.. but that's what happened.

ur either not explaining this right or ur not understanding. from what i hear u say, u are EXCLUDED from their policy as in, u as an individual have to have ur own insurance, ur parents cannot insure u.

if that's the case, based on what i just said previously, if u have now ur OWN insurance, ur insurance will cover u when u are driving other ppls cars, whether it be ur friends or ur family.

[Killer]

alright i believe u, but if i were u i'd tell them to look into a different company. statefarm, allstate or hell, go with georgia farm bureau.

there is no point now... i have my own ins policy... just can't borrow my parents cars.. they live an hour and a half away so... not like i'd use it to run around it anyway.

[ShooterMcGavin]

there is no point now... i have my own ins policy... just can't borrow my parents cars.. they live an hour and a half away so... not like i'd use it to run around it anyway.

lolol, gahdammit, read all my posts u chickenfucker! i just addressed this

[Kelly]

Just kiddin. My parents are still alive and kickin. And they're precious.

And my mom's hot! Lol...

[Killer]

ur either not explaining this right or ur not understanding. from what i hear u say, u are EXCLUDED from their policy as in, u as an individual have to have ur own insurance, ur parents cannot insure u.

if that's the case, based on what i just said previously, if u have now ur OWN insurance, ur insurance will cover u when u are driving other ppls cars, whether it be ur friends or ur family.

no it means untill my "address" says i'm out of the house and not gonna be someone who could drive those vehicles every day then i'm excluded... if i registered a car here and change my lic to cobb county

i could then drive their cars whenever.... but still not physically be on the policy just like borrowing a friends car.

[ShooterMcGavin]

Just kiddin. My parents are still alive and kickin. And they're precious.

And my mom's hot! Lol...

now ur gonna feel like dick if they do die in a car accident

[Killer]

lolol, gahdammit, read all my posts u chickenfucker! i just addressed this

u read mine dog eater!!!!! i can't drive their cars until my dl says i don't live at the same address as they do!

[ShooterMcGavin]

no it means untill my "address" says i'm out of the house and not gonna be someone who could drive those vehicles every day then i'm excluded... if i registered a car here and change my lic to cobb county

i could then drive their cars whenever.... but still not physically be on the policy just like borrowing a friends car.

so go update ur license?

[Kelly]

now ur gonna feel like dick if they do die in a car accident

No, I made sure to say "when I was younger" so that I'm now older and it's all good...

[ShooterMcGavin]

u read mine dog eater!!!!! i can't drive their cars until my dl says i don't live at the same address as they do!

that's it u dirty cracka, kung pow pitbull is on the menu tonite at casa de wayne

[Kelly]

Somehow, all my threads go to hell....

[Kelly]

Hemi, I see you lurkin.

How you doin?

[ShooterMcGavin]

No, I made sure to say "when I was younger" so that I'm now older and it's all good...

engrish plz.

[Killer]

so go update ur license?

my car won't pass emissions...

[ShooterMcGavin]

Somehow, all my threads go to hell....

it's cuz ur racise

[ShooterMcGavin]

my car won't pass emissions...

jesus christ, just go buy a fucking 2 seater bike

[Killer]

that's it u dirty cracka, kung pow pitbull is on the menu tonite at casa de wayne

... so ur having an asian dish.. at a mexican resturaunt... weird..

[Killer]

jesus christ, just go buy a fucking 2 seater bike

i'd love to have a bike..


bikes are no good in cold and rain though...


and all this is another reason i'm trying to sell the hatch and buy something else...

[ShooterMcGavin]

then why isn't ur car in the FS forums?

[Kelly]

it's cuz ur racise

You got me on that one...

Damn asians ( )

[Kelly]

then why isn't ur car in the FS forums?

It is, genius...

[Kyle]

Kyle- I want an apology!!!

I'm sorry if I upset you or made your day any worse by comment, I never imagined that being the case.

Edit: You fucking liar. I man up and give you an apology only to find out you are full of shit. Great, thanks.

[ShooterMcGavin]

You got me on that one...

Damn asians ( )

haha, stupid lound eye

[Hulud]

And my mom's hot! Lol...

so where does your mom live again?

[Hulud]

I'm sorry if I upset you or made your day any worse by comment, I never imagined that being the case.

read further

[ShooterMcGavin]

It is, genius...

ur not very good at picking up sarcasm, but u were able to recognize that i was a genius, so i guess i can let it slide this time

[ShooterMcGavin]

so where does your mom live again?

my house, but only on the days ur mom isn't there

[Kyle]

read further

Read my edit that I did while you were posting this.

[Hulud]

ur not very good at picking up sarcasm, but u were able to recognize that i was a genius, so i guess i can let it slide this time

no there was no sarcasm in your post, you just got called out and now are trying to save face lol