I'm sitting at 0 right now because of debt from the 2 years I wasn't working. With no other changes I would be sitting at a 2 if it wasn't for the debt.
+2 Not affected at all, Im doing really well in life
+1 not living pay check to paycheck, but not much more
0 Living pay check to pay check
-1 Late on bills, but still making it
-2 Not sure what to do, creditors calling, no money, life is hard
I'm sitting at 0 right now because of debt from the 2 years I wasn't working. With no other changes I would be sitting at a 2 if it wasn't for the debt.