lol
actually, I worked at a body shopas an estimator for a while and our estimates where "always" higher than the ins co. the ins. will send you a check after their estimate hoping you won't get it fixed and they won't have to come out of pocket to fix it "right". they figur the cheeapest way to do it,by using aftermarket parts not blending panels, etc etc.
I would recommend taking it to a body shop b4 the ins comes out and giving the adjuster the estimate and tell him, "this is the correct way to fix it. New parts were on the car orginally new parts are going on now."
you've gotta be tough with these guys their sharks andthey'll try and cheat you at every chance.
3.Best ins co. to deal with
1. Ga. Farm Bureau
2. Cincinati Casualty
3.State Farm
3 Worst to deal with
1. USAA. there's an adjuster for them in the ATL area, he is a complete moron and a cooked adjuster. his name is Chris Morralas. he's tried and succeed to screw up costomers cars. I know he did to me at the shop. pm me if you get hit by a USAA insured
2. Nationwide. almost as bad^ but will pay most of it after awhile
3. Progressive won't pay, impossible to get ahold of the adjusters and slow to boot.
it's a damned dirty business and your best weapon is to be educated in your states insursnce laws. good luck![]()