
Originally Posted by
silver
I had a lease with me and my ex a long time ago on the lease.. when we split up we both went up and because I approved for the apartment on my own, we just signed him off the lease.. that way whatever happened after he left wouldn't fall back on him.. only me...
And then I had a lease with my sister and I.. I had to break that one cuase she wasnt paying.. I think the agreement was I pay a percentage of each month that was left on my lease or until the apartment was resigned with someone else, whichever came first.
I did have another apartment that I had by myself and then my mom got into a money jam so I moved back home and broke my lease to help her... I was in the process of filing a Ch. 7 so I wasnt worried about it cause I was just going to have what I owed the apartment put on my bankruptcy..
Not a great move on my end. Cause now I cant get an apartment on my own. I might finally be able to next year, but I have had to rely on someone else for a place to live and I am 24.. lame huh? Its my fault, but speaking from expierence, she needs to do whatever she can to either make a deal with the apartment to break the lease in good standings.. or get her name off the lease and cut any ties from the apartment.
The apartment will go on your credit report IF ANY UNPAID BALANCE goes to collections. Apartments usually wont report good accounts to your credit, but they are fast to report unpaid balances.. so she needs to take care of it quick...
The apartment I broke my lease with and paid it all in full (Which I actually made payment arangements of $100 a month and as long as I wasnt late it was ok) But becuase I paid it in full and kept my end of the deal with and payment agreements, its no where on my credit..
Just make sure she takes care of it.. That is something that I almost would take care of it on my own even if the others weren't, cuase that isnt something to mess around with, and can haunt you for years.. Like I said, I cant even get an apartment on my own becuase of my mistakes..