breaking aptment lease question

[Jaimecbr900]

First find out who's name is actually on the least and utilities. Whoever's name is on them are responsible for them. Some apartment complexes take all roommates social security number through the roommate program. If she isnt on there then its ok, just dont pay rent.

If her name is on there and they just stop paying rent then they will get evicted. Then the apartment complex is going to take them to court for all the amounts due plus attorney fees and etc etc.

It is going to go on her credit report and be as worst as a unpaid credit card. It counts as a negative and will stay on her credit report for 7 years. Lenders will frown up it and she will get hit with 22% interest rates.

Sorry dear, but that's not very good advice. Here's why:

#1. If she is a roommate, she undoubtedly signed some lease with someone. Who it's with? That will control who is going to come after you if you break the lease.

If the apt is in the difficult roommate's name only and the other 2 are just subleasing from her, then if they break their lease with her SHE can most certainly take both of them to court to recover her damages. If she wins, she can certainly get a judgement on them for those damages and that certainly can and most often DOES go on your personal credit because that judgement is public record.

Judgements stay on your credit for 7 yrs.

#2. A previous rent judgement/collection/past due on your credit is most certainly frowned upon by Lenders.....but certainly far more serious in their eyes than a 30 day late on a CC. Lenders actually place very heavy weight on previous rental history when getting your first mortgage. Any derrogatory marks will not be looked upon as no big deal. That's not to say it can't be over come, but it's certainly not looked upon as no big deal. It is a big deal. You didn't live up to your end of the bargain on a lease and left owing money. That's what a ding like that says initially to ANY lender.

[Jaimecbr900]

BTW, this is exactly why most leases contain some sort of clause prohibiting the Leasee from subletting.

See the problems that it can cause?

[silver]

BTW, this is exactly why most leases contain some sort of clause prohibiting the Leasee from subletting.

See the problems that it can cause?

They are all on the lease in this case.. if I read right..

But a lease is a commitment you make and if you sign with other people, a commitment to them for that 12, 13 or however many months you sign for. Things come up, roommates tend to not get along after a few months.. maybe you have to move.. thats why apartments will work with people to get you out of a lease. But I realllly recommend.. until something is settled, at least try talking to the office, Maybe something to where you can at lease bring your portion of your rent each month.. Its only fair to everyone involved, friends or enemies now, because you signed an agreement.

[ToyoChick05]

Sorry dear, but that's not very good advice. Here's why:

#1. If she is a roommate, she undoubtedly signed some lease with someone. Who it's with? That will control who is going to come after you if you break the lease.

If the apt is in the difficult roommate's name only and the other 2 are just subleasing from her, then if they break their lease with her SHE can most certainly take both of them to court to recover her damages. If she wins, she can certainly get a judgement on them for those damages and that certainly can and most often DOES go on your personal credit because that judgement is public record.

Judgements stay on your credit for 7 yrs.

#2. A previous rent judgement/collection/past due on your credit is most certainly frowned upon by Lenders.....but certainly far more serious in their eyes than a 30 day late on a CC. Lenders actually place very heavy weight on previous rental history when getting your first mortgage. Any derrogatory marks will not be looked upon as no big deal. That's not to say it can't be over come, but it's certainly not looked upon as no big deal. It is a big deal. You didn't live up to your end of the bargain on a lease and left owing money. That's what a ding like that says initially to ANY lender.

And because we dont have all the information clearly stated NO ONE can give him or her good advice. I was just going baised upon information he gave.

MOST typical people who sublease with any kinda of paperwork being signed.