Transaxle, you are completely incorrect . First off, the interest rate that is usually quoted is the APR (The A means ANNUAL). Second off, you are going to be hard pressed to find bonds that are going to yield 8% while not risking a whole lot. I apologize if that sounds harsh, but I don't want anyone thinking that they can get 8% a month in bonds.

Preludesi, PM me if you want to get into more specifics about investing.