i would at least get the deluxe version and take a look at the deductions you can possibly take. Base on what you said so far tho it appears the standard deduction will be higher than itemizing for your case scenario. But i may be wrong. Maybe you can borrow from a buddy so you can run the scenario through. You have plenty of time to figure it out, April is way in the future. Also there are ways to save on purchasing it. You will have to be creative w/o downloading for free the upper versions...