Whats a good credit card for a low credit score and immediate approval?

[dallasb84]

so do most with no credit history..... get a credit one or capital one.....


save up 500 bux..... pay the money on the card and you have a grand credit.....

reports stable credit at 1000 bux...... dont use it much.... but it will only hurt your score....

what people dont realise is someone with NO CREDIT and a good job will get a house at a better rate than someone with GOOD credit..... and an ok job... like manager at hardees.....


or a person with bad credit... with NO DEBT.... with BIG INCOME.... DOWNPAYMENT and SECURE JOB


just saying dont go into debt just to go into debt more

[HatchHero]

so do most with no credit history..... get a credit one or capital one.....


save up 500 bux..... pay the money on the card and you have a grand credit.....

reports stable credit at 1000 bux...... dont use it much.... but it will only hurt your score....

what people dont realise is someone with NO CREDIT and a good job will get a house at a better rate than someone with GOOD credit..... and an ok job... like manager at hardees.....


or a person with bad credit... with NO DEBT.... with BIG INCOME.... DOWNPAYMENT and SECURE JOB


just saying dont go into debt just to go into debt more

thats not all true bro. If you have no credit and money. you will not be able to get a house. cmon man thats why the housing market took a dump. it coming back alive tho. credit is everything. unless you have shit tons of money than you can just buy with cash. But if you have 620 or below its gonna be real hard to get anything. nowadays lenders are tighten up!! Believe me dude im a mortgage broker

do some research? are you in school? maybe you can get a student credit card. having lines of credit with 0 balance will boost your credit. if you have debt you need to pay them off or make it look like your paying on it.

[dallasb84]

thats not all true bro. If you have no credit and money. you will not be able to get a house. cmon man thats why the housing market took a dump. it coming back alive tho. credit is everything. unless you have shit tons of money than you can just buy with cash. But if you have 620 or below its gonna be real hard to get anything. nowadays lenders are tighten up!! Believe me dude im a mortgage broker

do some research? are you in school? maybe you can get a student credit card. having lines of credit with 0 balance will boost your credit. if you have debt you need to pay them off or make it look like your paying on it.

actually you are wrong..... but thats ok....

if youve had a stable job for over a year.... a good downpayment.... and good income with no debt YOU WILL GET A HOUSE>>>>>>with no credit

most people do not know this.....

in fact there are plenty of people that get turned down with perfect credit....... because they have no verifiable income and they make over 6 figures a year/......

my best friend is a loan writer for WACHOVIA wich is now wells fargo/

[HatchHero]

actually you are wrong..... but thats ok....

if youve had a stable job for over a year.... a good downpayment.... and good income with no debt YOU WILL GET A HOUSE>>>>>>with no credit

most people do not know this.....

in fact there are plenty of people that get turned down with perfect credit....... because they have no verifiable income and they make over 6 figures a year/......

my best friend is a loan writer for WACHOVIA wich is now wells fargo/

Sorry dude but your wrong. back in days sure this could so happen. anyone that had a beating heart could get a loan. now KEY WORD BEING NOW that shit will not fly. Im in the business your not. I try to find programs all day for clients inneed of homes. if your credit is below 620 good luck finding a lender. Im telling you lenders have tighten up things man. if you do happen to find a lender that will overlook credit hmmm expect one high ass interest rate. IM SURE YOUR BOY AT WACHOVIA IS NOT APPROVING PEOPLE WITH BELOW 620 CREDIT SCORE BRO ITS NOT GONNA HAPPEN