Quote Originally Posted by dallasb84 View Post
actually you are wrong..... but thats ok....

if youve had a stable job for over a year.... a good downpayment.... and good income with no debt YOU WILL GET A HOUSE>>>>>>with no credit

most people do not know this.....

in fact there are plenty of people that get turned down with perfect credit....... because they have no verifiable income and they make over 6 figures a year/......

my best friend is a loan writer for WACHOVIA wich is now wells fargo/


Sorry dude but your wrong. back in days sure this could so happen. anyone that had a beating heart could get a loan. now KEY WORD BEING NOW that shit will not fly. Im in the business your not. I try to find programs all day for clients inneed of homes. if your credit is below 620 good luck finding a lender. Im telling you lenders have tighten up things man. if you do happen to find a lender that will overlook credit hmmm expect one high ass interest rate. IM SURE YOUR BOY AT WACHOVIA IS NOT APPROVING PEOPLE WITH BELOW 620 CREDIT SCORE BRO ITS NOT GONNA HAPPEN