Quote Originally Posted by ironchef
Theres a thing called a soft touch and a hard touch. You can look at your score all you want, and it won't affect it, because thats a soft touch. But if someone is looking at your score because you're applying for a loan of some sort, thats a hard touch, and it will affect it.
Yea I heard of that (not in those exact words) from a lady thats been in the finacial business of car loans for 34 years, as she CONTINUED TO STATE. It only effects ur credit for a certain number of days or weeks, if u dont exceed a certain number of "checks" per month or whatever.

Though I dont care, cuz I hardly use my own for anything (i'ma cash only balla!!) Its nice to know somethings about this stupid game of credit.