Excellent Credit?

[blaknoize]

Theres a thing called a soft touch and a hard touch. You can look at your score all you want, and it won't affect it, because thats a soft touch. But if someone is looking at your score because you're applying for a loan of some sort, thats a hard touch, and it will affect it.

Yea I heard of that (not in those exact words) from a lady thats been in the finacial business of car loans for 34 years, as she CONTINUED TO STATE. It only effects ur credit for a certain number of days or weeks, if u dont exceed a certain number of "checks" per month or whatever.

Though I dont care, cuz I hardly use my own for anything (i'ma cash only balla!!) Its nice to know somethings about this stupid game of credit.

[BanginJimmy]

Its nice to know somethings about this stupid game of credit.

Credit score has become so damn important HS kids need to really be taught how to deal with it. Credit is damn near andatory these days, I dont care how much money you have. It affects everything from employment to insurance to rent. Americans carry more debt than any other country, and we need to gt that under control. That debt is costing us big time in the economy right now.