i like the idea of the lil black book with what u spend, i am gonna ty that.

iloveboost had good points. i live by one of them

get a certain amount of $$$$ u want to ahve in the bank, never get below that, and let it get bigger every 3/6/9 months ect. have a lil fun with extra.

i believe (with exception of my house) that everything i buy, i should EARN.

if i ever want a new car, i will have the amount it costs in the bank, i may not buy it str8 out, but at the end of the day i knwo that i could pay it off it i wanted, and that makes me think i deserve the car.