^^^ Agreed, pay yourself first. My wife and I stash away 100 bucks per paycheck everytime we get paid. Me weekly and her biweekly, from there we budget AFTER we pay ourselves. it could be as little as $1/week or 10, but you'll soon see a lot of money after a short amount of time.

also, spend wiser... old saying goes, "the more money you make, the more money you spend." ever wonder why those folks making 100k+ a year still are so "tight" on their lives and budget?? thats why! those folks will continue to work for money... where as it should be the other way around... have your money work for you.

great book that i highly recommend to everyone, is "Rich Dad Poor Dad" and some more of his series... great stuff about money management.