Wow.. you don't have to yell at people.. I am sure they can read... and you never said anything about cheaper insurance in your first post or actually any of your posts before you yelled about it in larger font... but in case you havent figured it out yet, everyones gonna voice their opinion regardless of the specifications you listed... its a public forum Oh and my 2 cents... i wouldn't want to give advice to someone who always yells at people for giving their two cents when you originally asked for it... you always yell at people when they dont give you exactly what you asked for to the tee.... does it matter really?? you asked, they responded.. quit bitching everytime you don't get the exact answer you requested!! Yeah there are dumb people out there that might not read something right or what not but geez, give room for freakin human error.. i mean, hey we give you credit, lol... just something to think about...