No offense to anyone on this board but when you signed up for Primerica you started your own business.You started a business with in one.There is no business where you can walk in and only have 199 dollar start-up.I am not defending Primerica in anyway but some people just did not read the sign-up notice.Taking out of state trips is not a reqirement.Those are in place basically to pump you up to get more people under you.I have know ties to primerica or any of its affilates.There are alot of legit MLM companys out here.I am with one thats changing the real estate market and the lending market.Read and understand before you sign anything.