Quote Originally Posted by TheGodfather View Post
Yeah interest rates went way up, and some without notice.

I started to cut back spending quite a bit. Tried to think about things here and there, just saving when I can. It really starts to add up.

I kept tracking of spending and earning trends in my life over periods of time and found simple ways to fix my debt.

Writing down things to visualize, helped me, I'd recommend it.
Same here. I started actually using Quicken so I can see where the money is being spent.